TRANSPARENT financial PLANNING
Saratoga Smiles is a fee-for-service practice. That means your care is guided by clinical judgment — not insurance limitations.
We will walk you through:
Treatment Scope and Timeline
Clear explanation of what work is recommended, in what order, and over what timeframe.
Transparent Pricing
Upfront costs for each procedure with no hidden fees or surprise charges.
Insurance Reimbursement Guidance
We assist patients with documentation for reimbursement when applicable.
Financing Options if Helpful
Third-party financing solutions available to make care manageable without pressure.
Your Decision Should Feel Informed, Not Pressured
Operating as a fee-for-service practice means treatment recommendations are based on what is clinically appropriate — not what an insurance plan will reimburse.
Before any work begins, we review options, discuss costs, and outline expected outcomes. If financing makes treatment more manageable, we'll explain available solutions without pushing you toward decisions.
Many patients find that fee-for-service care offers better long-term value. Instead of being limited to what insurance "covers," treatment focuses on what actually solves the problem and lasts.
Insurance Note: We provide detailed documentation and assist you in maximizing available benefits. Many patients submit claims and receive partial reimbursement from their insurance plans.
Financing Solutions Available
If you'd like to explore payment plans, we work with trusted third-party financing partners. You can check eligibility in minutes without impacting your credit score.
We review all options during your consultation and help you choose what makes the most sense for your situation.